Well, the issue came back so many times. I tried nearly everything I could think of to fix it. I had nearly given up hope of it being fixed. My wifi extender died yesterday. It wont light up or anything, totally dead. I turned on the cam after I was done trying to fix it. It does not lag one bit. It might have a millisecond hang but that is not even noticeable. I have watched for hours and hours over last night and today. No lag.
For anyone else having lag issues when watching live, make sure you do not have a wifi extender within a few feet of the camera phone. Totally fixed the issue.
I was lucky and unlucky at the same time. I lost my extender but it fixed my issues.